The Willow House

My wife Amy and I had been relatively happily married for 25 years when my company offered me a buyout. The company was in merger talks and was desperately trying to trim headcount. My boss said I was a fool not to take it. The Company would most likely end up in bankruptcy if the merger failed.

Amy and I discussed it over dinner several times. I had pretty much decided I was going to take the buyout and retire but what would that look like. Amy was five years younger than me and her goal was to be the first female operational VP in her company's history. She wanted to be the one to break the glass ceiling. I admired her goals and then we discussed how her goals really didn't mesh with my goals to travel. We discussed staying together on paper but chose to quietly separate. My wife was adamant that no one knew we weren't still married even if I had to head home to accompany her on several business functions each year.

And that led me to my home in North Carolina. I always loved the area and after years of being trapped inside office building I wanted to be outside as much as possible. The house I bought sat on a golf course and I bought it out of bankruptcy. It needed some work but it had a built in pool and a huge two car garage that I intended to fill with my toys. First was a kayak, then a bike and an e-bike, various camping and hiking gear and eventually a fiberglass shell camper.

The neighbors invited me over for a barbecue the first weekend I was there, that was before most of the toys. Mostly people 20 years younger than me and a few younger than that. I was the old guy. They were very friendly and I enjoyed their company, especially the way the spouses interacted with each other, always with smiles. I did try joining them on some golf outings but quickly realized I sucked and donated my clubs to some charity.

At one of the barbecues, they told me about the history of the Willow house, what they called the house I lived in because of the two large willow trees in the front yard. Willow also happened to be the last name of the couple that lived there before me. Whether they planted the trees or not was a matter of debate. Four house away from mine was an empty house they called the Old Nester Place. Neither the house or the Nesters were old but they liked the way it sounded.

It was the second marriage for both of the Nesters and it was pretty acrimonious, even more so when Mr. Nester found Mr. Willow banging his wife. The shit hit the fan as they say, a week later a U-Haul truck appeared in the Willow's driveway and Mrs. Willow disappeared to the northwest coast. Mrs. Nester moved into her family's estate in Tennessee and Mr. Nester was killed in a one car accident with alcohol levels way above the legal limit. Mr. Nester never updated his will or insurance policies from his ex-wife so the house and everything else was in legal dispute.

Joe was the guy who lived next door to me who explained the history of the Willow House. He also said that one of the good things that came out of it was they all witnessed the utter horror of infidelity, Mr. Willow gambled his life away, the Willow children were devasted, they were sure Nester's car accident was most likely a suicide and the Nester's had a bunch of children between them and their prior marriages. That was two years ago and all the couples on the block had that talk, ending up with a new commitment to their spouses. I felt it certainly looked that way.

Since the Willow house, which is what I liked to call it, had a built in pool, it became the site of several barbecues which were mostly catered by the neighbors. I didn't care, I was happy to see the pool used and there were usually a dozen kids having a blast in it.

In between I hiked, biked or kayaked, usually with some camping involved. It wasn't long before my neighbors started dropping some hints that they would like to join me. They would see me putting one of my toys on the jeep and would stop by. By the beginning of my second summer, almost everyone on the block had joined me on a few trips, mostly kayaking. I saved my trips during the week for those places I wanted to enjoy by myself since most of my neighbors worked during the week and I liked being by myself.

The oddball in the bunch was Joe's wife Vicky, she was some kind of software consultant and worked from home, mostly in the evenings since her clients were overseas. This made her more open to drop some hints on my midweek trips. Vicky was gorgeous and I was reluctant to take just the two of us on a trip some place. Since she lived next door she always saw what toy I was putting on the jeep.

Every time Vicky dropped a hint, I would joke that I didn't want Joe coming after me because I was sure he could kick my ass. Maybe he could or not I don't know, but I certainly did not want to cause any hate and discontent.

Joe came to me and said he had 100% faith in Vicky and I should stop using him as an excuse not to take her along. I did admit that sometimes I just liked to be out in nature by myself.

"That's fine," he said with a smile on his face, "then man up and tell her that."

Two days later I was putting my kayak on my Jeep when Vicky came over.

"So, are you going to finally invite me on a trip with you Jack?"

"Unlike the other places we kayaked, there's no rental places where I'm going."

"What if I bought my own, then you wouldn't be able to use that excuse."

I ended up doing that trip on my own but the following weekend Vicky, Joe and myself were in a kayak store buying Vicky a kayak, and all the assorted necessities which she would store in my garage.

And the week after that I was repeating that same trip, which I really enjoyed, with Vicky. Did I mention that Vicky was gorgeous and even more gorgeous in her bikini. I had warned her beforehand that the sun on the water was hot and she should try and keep as much skin covered as possible, she ended up with some mild sunburn. She said I should have rubbed the sunscreen in for her. Ain't no way that was going to happen.

On that trip, like most trips, I usually find a sandbar on someplace to tie up my kayak, stretch the legs, pee and have a lunch. Peeing was a little more difficult for Vicky and lunch on a blanket with Vicky in her bikini sitting across from me was hard for me. She noticed my discomfort and promised to dress more appropriately next time. But that night I was thinking about Vicky in the shower.

That became a pattern, if Vicky saw me put my e-bike on the jeep, the three of us were out shopping e-bikes for her which ended up in my garage, the same with hiking gear.

Vicky wasn't the only one who wanted to join me on a midweek trip but most of the neighbors worked, especially the husbands. One of the other wives joined me on a kayak trip but saw a water snake and refused to ever go again. A different wife saw a bear on hiking trip and she was done with the great outdoors. That left Vicky.

Vicky wore more clothes on our second kayak trip, a long sleeve shirt with an SPF 50 rating and some shorts. It was a hot day and when we stopped for lunch we decided to cool off with a little swim. The water got deep when we got a little bit away from the sandbar which was fine until Vicky got out, she wasn't wearing anything under her shirt which was almost transparent and her nipples were poking through. The shorts were less transparent but were clinging to her anatomy.

She saw where I was looking and said, "Sorry Jack, I hadn't planned on swimming."

Kayak season was ending which usually meant it was time for me to chase waterfalls and those trips usually involved some hiking and camping. Joe and I were out buying Vicky a tent she could carry in her backpack.

Joe said, "Vicky thinks you're uncomfortable having her join you on some of your trips. She mentioned how transparent her shirt got on your last kayaking trip."

"She's a very attractive woman Joe and I've been a bachelor for a long time now."

"I thought you were still married Jack, you go home frequently and there're always pictures on your Facebook page of you and your wife out to some gala."

"My wife and I are separated but she doesn't want anyone to know, she has a goal to become a VP and is afraid a divorce may impact her goal. So I show up whenever she needs her husband at her side. I don't mind at all, although we're no longer intimate but we probably get along better now than ever. I'm free to enjoy my hobbies and she's on track to meet her goals."

"Does Vicky know you're not married?"

"I never told her or anyone else besides you, you're the first person to ask. Maybe you should tell her."

"I will Jack, but I doubt that will change anything for Vicky. She comes home thrilled from your little trips and I'm happy for her."

"Maybe you should buy a third kayak and a third set of hiking gear and join us."

"No thanks Jack, I like the indoors except for golf. That's enough outdoor adventure for me. Vicky doesn't mind being looked at, sometimes she enjoys it and I'm certain she would never let anything go beyond looking. The fallout from the Nestors and Willows is still fresh for all of us."

Vicky joined me for a hike to a waterfall. It was an unusually hot day and by the time we made it to the waterfall we were both drenched in sweat. The waterfall was beautiful and we took our boots off and cooled our feet in the river as we admired the falls. I could sit in places like that for hours. There were a few places to pitch our tents nearby so we decided to spend the night there.

After lunch, Vicky decided she was going for a swim in the pond beneath the waterfall. I didn't bring a suit and Vicky and I had never discussed swimming. Standing by the water's edge, she stripped down to her bra and panties and walked under the falls.

Vicky stepped out from under the falls and said, "You have to try this Jack, it's like the best shower ever, but cold."

She was standing only a few feet away from me and she might as well have been naked. I thought what she wore on the kayak trips was bad, this was worse.

"It's okay Jack, Joe told you I don't mind being looked at. Come on in, you'll love it and maybe the cold waterfall will do you some good."

I stripped down to my boxer briefs and joined her in the water, the waterfall did feel like magic, washing all the dust and grime away. The next time I saw Vicky she had removed her bra.

"Sorry Jack, that bra was the only one I wore and I'm hoping it dries out by morning. Besides you had a pretty good look at my tits on that kayak trip. I can see a bulge Jack, am I making you uncomfortable?"

She didn't wait for an answer and started to backstroke across the pond, her nipples incredibly erect, breaking the surface. Every time she kicked her legs seemed to expose her pussy.

We continued to swim until the sun started going down. When it was time to head to our tents, Vicky slipped her boots on and headed to our campsite. She was only wearing her nearly transparent panties and her boots. It was the most exotic sight I had ever seen. We popped into our tents, got dressed and started preparing dinner. Jesse had on some shorts and a flannel shirt which was mostly unbuttoned.

The rest of the trip was uneventful. In the morning we packed our tents and headed to my jeep.

Joe was knocking on my door the following Saturday morning. He brought coffee and donuts so we sat out back by the pool.

"Vicky told me she went topless in front of you at the waterfall. Let me assure you I am okay with it. I did tell her it wasn't fair to tease you like that. She's always been a tease and she has the body for it. God she drove me crazy when we were dating and my friends too."

"Well it did catch me by surprise, topless and the panties weren't hiding much when they got wet."

"But she does give you something to think about in the shower."

There was another Company function for my wife I had to head home for the following weekend. While we were driving to the function, my wife asked if I was seeing someone. She saw some pictures of me with some woman on Facebook.

I tried to explain Vicky to her in complete detail.

She said, "technically we're separated Jack, so you are legally free to enjoy yourself. It does make my life a little more difficult if someone asks me about her."

"Vicky is married and I would never get involved with a married woman. I don't understand her husband who doesn't mind that his wife is running around topless with his next door neighbor. I'm not sure what pictures you are referring to but I'll find out and make sure that stops."

Some of the other neighbors saw the pictures and they became a topic of conversation at the next barbecue. There was a picture of Vicky in her bikini on the first kayaking trip posted to her Facebook page and she tagged me in the picture. There were also pictures of me. Then there was a selfie she took in the wet, almost transparent top she wore on our second kayaking trip. And then there were the pictures of the waterfall.

Joe was taking some kidding and said, "Happy wife, happy life."

Some of the other women wanted me to take them to that waterfall and I said we'll work out a date in the spring.

I was prepping for a three day trip to do some waterfalls in Georgia. Three days in the tent were too much so I broke out my camper. As soon as it was out, Vicky was over asking where we were going. I showed her the inside and tried to explain there was only room for one. It hadn't been used much so there was literature on the wall showing how to change the kitchen table into a second bunk.

Joe joined us as I was trying to explain there was no room for privacy inside. The bathroom and shower area was basically one small room and if you were sitting on the toilet, your feet were in the shower basin. It was almost impossible to take a shower in that small space let alone get changed.

"Jack, you have essentially already seen me naked frolicking under a waterfall, seeing me getting changed isn't going to be any different. And if either of us has to do number two in the camper, the other will have to take a walk until things air out."

I tried to plead my case with Joe, "Are you going to let me take your wife away for three days."

"I trust her completely and I also trust you, I'm not going to say no here Jack. But as we discussed in the beginning, you always have the right to say no if you're looking for some alone time."

"Let me think about," I said and Vicky headed back to her house with a smile on her face. She was obviously a woman who got what she wanted. Joe sat down across from me at the kitchen table.

"Jack, if you haven't noticed, Vicky is way out of my league and add in that I can't father the children she wanted. All of that and she still stays with me. I can't say no to her Jack. If it makes her happy to go see waterfalls with you in this tiny camper, I am not going to stop it. As I said, Vicky is thrilled when she comes back from one of your trips, you make my wife happy Jack and that makes me happy."

What I couldn't tell Joe was that I use to enjoy being out in nature by myself but having Vicky's company was very enjoyable besides the teasing.

So, the following Monday morning, Vicky and I headed out to Georgia. It would take us ten hours to get to a campground situated between the three waterfalls I wanted to visit. It had rained pretty hard over the weekend so the flow over the falls should be pretty good. The campground had showers and bathrooms so we agreed to only use the bathroom inside the camper to pee.

When it was time for bed, Vicky turned her back to me, stripped off her pants, bra and shirt and slipped on a t-shirt and shorts. I tried not to look and did my changing under a blanket. Although I tried not to look, her ass in those panties were enough to make my dick hard.

"Do you need to jerk off Jack, I'm ok if you do."

"I'll wait until I get my shower," I said. Vicky burst out laughing. I was going to ask her if she had any plans but thought this conversation was getting too racy.

It was a rough hike to the first waterfall. As soon as we got there, Vicky stripped down to a thong and waded in. When the water was waste deep she immersed herself and popped to the surface quickly.

"Holy shit Jack, this water is freezing. Look at my nips, they're hard enough to cut glass. Are you going to join me? I'm married so I know all about shrinkage."

I was already down to my underwear by then anyway so I headed in, it was freezing. Vicky was nonchalantly rubbing her nipples as she head over to the falls. She found a place to sit on a rock and let the water cascade down over her.

"Jack, get your phone and take a picture of me like this and send it to Joe, I can hide my face under the water but make sure my tits are visible. Take a bunch."

When I got back with my phone, Vicky was already trying out different poses. She would yell out if I could see her tits. At one point she started playing with her tits asking me to get some pictures because Joe will be jerking off like he was twelve. And then she started spreading her legs.

"Can you see my pussy Jack or should I take off my panties."

"I think you should keep your panties on Vicky."

She continued to play under the falls and I put my phone on the shore before I dropped it.

"I need you to hold me Jack."

When I went over to her, she was trying to position her pussy under the falls but there was nothing to hold onto, so she had me slide my hands in her arm pits and hold her in position. She had already removed her panties. She had her feet propped up on some rocks and the waterfall was pouring onto her pussy. She was moaning and jerking in a few minutes while she mauled her tits. And then she moaned a Jesus Christ and collapsed.

"Thank you Jack, orgasm by waterfall. Joe would have loved a picture of that."

She called Joe as soon as we got back to the camper, she had him a speaker phone so I could hear both sides of the conversation although I wasn't sure I wanted to.

"What do you think of the pictures Joe?"

"Baby luv, they are fantastic. Jack did a great job although I think a video would have been better. I hope you thanked him appropriately for his services."

"Not yet Joe, you know our limit and we have two more waterfalls to do. But let me tell you about orgasm by waterfall. You know how I like to stick my pussy under the faucet in the tub, well with Jack's help, I stuck my pussy under the waterfall."

"Give me details baby luv."

"Well, I was trying to figure out a way to do it without drowning myself, so Jack held me up and I put my feet on some rocks and I had hundreds of gallons of water hammering my clit. Oh my god, I saw stars. I'm glad Jack was there or I would have drowned."

"So baby luv, you asked Jack to help you masturbate, you are a nasty girl, you need a good punishment."

"I'm not sure Jack knew what I was asking in the beginning but it would be impossible not to figure it out quickly, besides I was wading around the pond naked."

"And was Jack naked?"

"No, he still had his underwear on."

"You really are bad, strangling him like that while you're running around naked. I hope he spanks your ass so hard it's still red when you get home. And baby luv, make sure you offer him all your holes after the last waterfall. Bye for now."

We had planned to go out to eat dinner and headed that way after she hung up.

"Do you think we can get some videos for Joe tomorrow?"

The absurdity of the question floored me, they wanted me to get videos of this beautiful woman masturbating under a waterfall.

"We won't be able to tell until we get there Vicky." My answer felt as absurd as the question.

During dinner, she said, "You look confused Jack."

"Well, let me say what I think I heard, your husband was saying I should spank you for teasing me and that you should offer me all of your holes. Is that correct?"

"Exactly Jack. That's why I put you on speaker phone so you would hear him tell me to do it."

"What about all the talk about the Nestors and the Willows then."

"We believe the true downfall of the Nestors and the Willows was the betrayal by doing it behind their spouses backs. Maybe if they would have discussed it openly, they could have come to a more favorable agreement. We don't like the words wife swapping but if they had chosen to go that way, maybe Mr. Nestor would still be alive."

"So are you telling me you guys wife swap, everyone on the block."

"It's not that simple, both partners have to agree and it can only happen once a quarter so things don't get out of control and its' usually one weekend or 48 hours. Absolutely no sneaking around. There's a bunch of other rules, no serious S&M, no sex outside the block unless you get tested. Joe can fill you in on all the rules."

"But I don't have a wife to swap."

"Yes, that prompted an emergency meeting of the HOA. As long as the husband is ok with it, the wife can go ahead. It's been kicked around, for example, Betty hates Jenny's husband but Jenny always had a thing for Betty's husband so they don't have to swap anymore. So Joe is ok with us getting together."

I was still baffled. Vicky was hot but the idea of having sex with another man's wife left me uncomfortable. But he was telling her to do it.

Getting changed was like the night before except Vickie dropped her panties along with her pants. She lingered there with her back facing me completely naked, and then she climbed up onto her bed. She sat up, spreading her legs so I could see her bare pussy and she rubbed it with one of her hands.

"My clit is still strumming from the waterfall Jack. I need something Jack or I'll never fall asleep tonight. And what about you Jack, show me your cock and let me know if it makes you hard when I play with myself."

I pulled off my underwear and my very hard cock popped to attention.

"Come here Jack, let me help you with that."

When I was standing next to her, she grabbed my cock and started stroking me, occasionally rubbing my cock on her nipple or her face. Two fingers from my hand were stroking her pussy lips.

"I would love to suck you off tonight Jack, but that would fuck up our 48 hour rule. But I can still give it a taste, enjoy some precum for now." Vicky started kissing and licking the head of my dick.

"I'm not sure what you're doing with your fingers down there but I'm going to explode. Get a video for Joe please and a video of me kissing your dick. When it's time, please come on my face Jack and video it."

I was recording Vicky kissing the head of my dick and she started coming seconds after I started recording what I was doing to her pussy. She bucked her hips a foot off the bed, let out a little squirt and collapsed on her side, facing my cock. I warned her I was coming, Vicky opened her mouth and my first squirt was a direct hit onto her tongue. And then I painted her face, using the head of my cock to rub it in.

Vicky laid on her bed, one hand scooping my come off her face and licking it while the other hand rubbed her pussy, sometimes switching hands.

"Thanks Jack, that really hit the spot. Why don't you send Joe the videos, I'm sure he'll enjoy them."

After sending Joe the videos, I looked back at Vicky, she was asleep with one hand on her pussy. She still had some of my come on her face so I grabbed a damp wash cloth and cleaned the rest of my come off her face and neck. My phone was buzzing with a text from Joe, thanking me.

We went out for breakfast in the morning and I started asking questions:

"So how long has this wife swapping thing been going on?"

"We don't call it that but to answer your question, probably a year before you moved in so that makes almost three years now. And before you ask, I've slept with eight other husbands. Joe and I were still trying for a baby the first year and I was afraid someone else's sperm would beat Joe's to the finish line. Turns out none of Joe's sperm had any desire to find the finish line anyway."

"Is everybody happy with the arrangement?"

"Two women didn't want to be involved for various reasons. A third woman decided her husband was way too happy about it so she put the nix on it."

"So what's that leave, ten couples?"

"Twelve counting two couples on the next block. Are you okay with this Jack?"

"You're beautiful Vicky and although I'm reluctant to sleep with another man's wife, I could not say no to you. I'm not sure about the other wives."

"Rule number one, everyone has the right to say no."

The second waterfall was more beautiful than the first and Vicky immediately stripped off her clothes and waded into the water. I stripped down to by boxer briefs but Vicky insisted I should be naked like her. I had my phone in a clear pouch around my neck and started taking pictures of Vicky. My favorite was when she dove in the water and just her ass was still above the surface. Vicky started playing under the water fall and the best video I capture had her slowly walking out of the falls, first her tits becoming visible and then the rest of her. She put on of her legs up on a nearby rock, exposing her bald pussy.

I was looking at the video when she snuck up behind me and grabbed my cock.

"Looks like you're not suffering from shrinkage Jack. I want an orgasm by waterfall again, can you help me."

Like yesterday, I had to hold her torso up while she found a rock to put her feet on. This time she wanted me to hold onto her tits while the water full pounded her pussy.

"I'm coming Jack, don't let go," The she let out an 'oh my god.'

"That was even better than yesterday but Joe wants a video of that, any suggestions?"

We tried various other points under the fall and ended up where we started. Vicky want me to hold her feet, hopefully with one had while she used her hands to hold her up on a rock. With my free hand, I could record it. It took some doing but finally we got it to work. This one was much more erotic with her pussy facing me, I watched her pussy getting pounded by the falls and the way she moved back and forth. She came again and collapsed under water.

We sat on some rocks in the sun and watched the videos. Vicky picked the ones she wanted Joe to see but we didn't have enough cell phone service at the falls. Watching the videos put some lead in my pencil. Vicky took my cock and pulled me under the falls, she guided me so the head of my cock was under the falls as she reached around me and started stroking. The whole thing was a turn on, the water hitting my cock, Vicky's hard nipples pressed against my back along with the warmth of her breath. I started coming and the pressure of the water became too intense.

We were back on the rocks in the sun and Vicky took my cock into her mouth and sucked the last bit of cum out of me. I took a picture.

"The way you talked to Joe yesterday I'm assuming you have a plan for the 48 hours?"

"Not a real plan and it's not limited to 48 hours exactly. So, its Wednesday and say we started after dinner tonight, maybe eight o'clock, that would give us until 8:00 on Friday. We'll be home around then so we can enjoy ourselves for a bit in a real bed and I would love to wake up next to you on Saturday morning."

"That's way more than 48 hours."

"I can't think of any couples using a stopwatch or an alarm clock. Some people realize they are not enjoying their partner and end it early. You are expected to at least try for 48 hours."

"What kind of plan do you have Vicky?"

"I do like a spanking, not any serious S&M stuff which is forbidden by the rules. This is the first time Joe asked me to come home with a red ass so I would not want to disappoint him. And really I'm yours for the weekend, as Joe said, you can have all my holes."

"You like it in your ass?"

"Only Joe has fucked my ass, it's kinky and reminds me I belong to him. The rules allow a woman to put her ass off limits. I was surprised at first that Joe told me to allow you to fuck my ass but this is the first time I've been with a man while I was alone. Plus Joe and I have been discussing it since that first kayak ride."

We went out to dinner after the falls and had a couple glasses of wine and got back to the camper at eight, Vicky immediately dropped to her knees and pulled my cock out and started sucking me. I took out my phone and started recording her.

"You know Jack, the HOA forbids recording sex acts.."

"Joe has enjoyed the ones we sent so far. And besides he's made it clear you need to be punished."

As I said that, I grabbed a handful of her hair and started pushing my cock into her throat. Then I pulled out of her mouth and started slapping her face with my cock.

"So does the HOA forbid being rough?"

"Yes Jack, but Joe said I'm yours, to do with as I please."

"Maybe tomorrow, your body is beautiful Vicky, a pure work of art, tonight I want to dine on those beautiful tits, to enjoy the scent of your pussy, to taste you and to please you like no other man before me."

I pulled her shirt over her head and Vicky undid her bra. "Your tits are perfect Vicki, not too small, not too big and incredibly responsive nipples."

I sucked and licked on one nipple and then the others while I undid her pants. I pulled her pants down over her ass and then lifted her up onto her bed. Usually her bed was a table so it was normal table height. Once she was up, I slid her pants and panties off.

"Maybe the thing that's made me the hardest during out times together are these beautiful thighs, simply flawless. I have never seen such perfect thighs before. I've dreamed about these thighs, wrapped around my face or my waist."

My tongue was soon licking up her thighs, getting closer and closer to the promised land. I began to pick up her scent.

"I could stay here forever Vicky, drinking in your scent, feeling how hard it's making my cock, making me want you even more than I have been."

Damn, she smelled so good, I couldn't wait to taste her. A light lick on her lips told me I was going to enjoy her taste.

"You taste good Jesse, could I stay here forever, your thighs touching me face, your scent filling me with desire and your taste, beyond words, nectar of the gods. No other woman has tasted this good."

But it was time to work, to please this beautiful creature who had given herself to me. I pulled her lips apart and started running my tongue deeper, running it to right before her clit and then down to right before her rosebud. Each trip traveling further and further until I was tonguing her ass and then nibbling on her clit. The way Vicky was squirming told me she was enjoying it. She left me to do what I wanted as she caressed her tits. I was running a thumb up and down her slit and started working it into her ass. Vicky pulled her legs back, giving me better access. I went back to sucking on her clit while my thumb fucked her ass. Vicky was on edge, her thighs pressing against me, her hands went to the back of my head pulling me tighter to her pussy.

"I'm going to blow Jack and it's going to be a big one, fuck, fuck, fuck," she said as her ass was bouncing up and down, generally driving my thumb deeper into her ass. I felt a little squirt and then she pushed me away and rolled over onto her side. I didn't want to give her too much of a rest and so I pulled her pussy to the edge of the bed and started pushing my cock in."

She shouted 'Jesus fuck' as I felt her come again. I started long slow strokes as I held up her legs.

"I'm still coming Jack, don't stop whatever you're doing."

"Your beautiful Vicky, I never want to stop pleasing you."

And she was beautiful, she was sweating and her hair was sticking to her face, her nipples were rock hard. I was surprised I was lasting so long but knew the end was nigh so I put her legs over my shoulders and picked up my pace and the force I slammed into her with. She squirted again and then another a few strokes later. By the time I was on edge, she was squirting on every down stroke. Her whole body shook as I came.

Vicky rolled over again as I pulled out, she squirted again. I lifted her up and laid her on my bed where she would be more comfortable. I grabbed a damp wash cloth and wiped my face and cock off and then laid down beside her. She pulled my hand to her lips and kissed it. I felt tears.

"That was fantastic Jack, never before have I come so hard, and so often. But your words Jack, your words made it so much better, I can't explain it."

"Why the tears Vicky?"

"How do I go back to Joe without dreaming of you. I've been with other men before Joe and some of the men in the cul-de-sac, but I never squirted before. I thought yesterday was just a fluke but you gave me the most intense orgasms of my life Jack."

Vicky sat up in the bed. "It's only 9:30 Jack, do you think you have another round in you."

We began kissing, more like long time lovers than anything else, hands roaming over each other.

"Your ass is perfect Vicky, I spent a lot of time worshipping it when we were on our bikes."

Vicky's hand had drifted to my cock as my fingers started sliding along her slit, occasionally reaching back to her rosebud. I kissed her neck, her nipples, her shoulders, whispered sweet nothings into her ear. As soon as my cock was hard she straddled me and lowered herself onto my cock.

"Every time you enter me Jack, I come. It's simply amazing."

Vicky began too slowly fuck me as I reached up and played with her tits.

"You are so fucking beautiful Vicky, so perfect I can't believe it. Every time I look at you I'm amazed at how beautiful you are."

She fucked me slow at first and then picked up speed. I got a couple of good videos, one of my cock disappearing into her pussy and reappearing as she slid up and down on my cock. Vicky started jackhammering her pussy on my cock and I got a good video from the side, watching that beautiful ass.

"I'm coming Jack, and it's going to be big."

I reached up and pinched her nipples hard, every time Vicky rose up on my cock, she squirted and moaned.

After a dozen squirts, she collapsed on top of me, "I can't anymore Jack, my legs are like jelly."

"Get on your hands and knees Vicky."

When I slid my cock back into her pussy, she moaned, "again Jack."

It took a few minutes to get a nice rhythm going and then I slapped her ass and then the other cheek. Vicky shuddered and moaned.

"Do like having you ass slapped Vicky."

"Yes Jack, I love you and you can do anything you want to me, especially when your cock is in me."

I made sure her ass was pretty red and took a video of my cock sliding into her pussy with her rosy cheeks. I was able to reach around and slap her clit. She squirted like a firehose. I did it again.

"No more Jack, come for me Jack, put a baby in me."

I started coming and Vicky collapsed on the bed and shuddered. After a few minutes I pulled my cock out and laid down beside her. Jesse put her head on my shoulder and I put my arm around her. I was kissing her forehead when I felt her fall asleep.

The few HOA rules I knew were running through my mind as I was laying there. I wondered if there was a rule about falling in love with someone besides your spouse. And was there a rule about pregnancies? I always thought Vicky was on birth control and Vicky wasn't the first woman who said, "put a baby in me," but none of the others ever meant it. Joe had told me Vicky and him didn't have kids because he was shooting blanks. Those thoughts faded from my mind as I fell asleep.

In the morning, Vicky still had her head on my chest but her eyes were open and she was staring at me.

"Our last waterfall Jack, are you ok from last night?"

"I'm fine Jesse, what about you?"

"I have never felt so sexually satisfied in my life, Joe is going to have to up his game."

After breakfast, we hiked up to the fall. This one had the deepest drop, the flow wasn't as heavy as some pictures I've seen but the pond under the falls was way deeper that the other falls. Vicky was disappointed because we couldn't find a way to do orgasm by waterfall.

I had an idea for a video. There was one area on the edge of the falls where you could stand under the falls and the water was knee deep. I had Vicky stand behind the falls just enough so that the water cascaded over her body, you couldn't really see her bare tits but you could tell they were there. Then I asked her to lift one of her legs through the falls and told her to cover her pussy with her hand. We knew she was naked in the video and so would Joe but it would be impossible to tell from the video. The video made my cock hard as Vicky and I watched it sitting on a rock. Vicky threw her leg over mine. We both came quickly and Vicky sucked my cock clean.

We were both quiet as we hiked back to my jeep. We took showers at the campground's facilities and headed out to dinner. We talked about different trips we could take in the future. Winter was on its way and i was almost time to put my toys away. Maybe a trip to Florida before it got too cold.

"There's something else on you mind Vicky, care to tell me?"

"You want me to pick one out of many? How about you are now officially in the HOA pool as we call it. Cindy at the end of the block has put dibs on you for next quarter. But I don't want to share you. I'll admit I was apprehensive the first time I shared Joe with another woman but I was also being shared with another man. Another HOA rule is you don't discuss past hookups. How's that for ironic, I'm willing to share my husband but not you."

"Don't I get a say?"

"Everyone gets to say no and its supposed to be a no questions asked thing so someone's feeling don't get hurt. I told you how Betty hates Jenny's husband, he's not popular among most of the wives. He's never asked any questions, maybe he should because he's an ass and he smells like cigars."

When we got back to the camper, I took Vicky into my arms and we kissed. As we kissed, I slowly undid her clothes. First her blouse and then I waited, then her bra. I waited longer as a I played with her tits. Then her pants.

"I love the feel of your ass in panties Vicky, I love the look of your ass in panties. On that first waterfall trip when we were heading back to our campsite you were only wearing nearly transparent panties and your boots. It was the most exotic sight I had ever seen. Those incredible thighs, that beautiful ass and knowing you were topless."

Vicky and I got in my bed as I stripped my clothes off and we made love, nice and slowly, on our sides and facing each other. Mostly kissing, hands on each other's chest or asses. Sometimes we would pause and take a break after one of Vicky's orgasms. I didn't want it to end and I don't think Vicky did either but all things must end. I warned her before I came and she asked me to put a baby in her.

That was our last night in the camper. We had a ten hour ride home the next day and Vicky wanted to stretch the 48 hour rule to spend one more night with me in a real bed. She would return to her husband on Saturday.

On the drive home, Amy called me:

"How are you doing Jack?"

"I'm fine Amy, is everything ok with the kids?"

"Yes Jack, but they dying for you take them on one of your trips. I need to talk to you Jack."

"I'm driving right now Amy and I have company."

"Is that Vicky? Tell her I said hi, were Facebook friends."

Silently Vicky said, 'oh shit' but out loud said, "Hi Amy."

"I really didn't want to discuss this over the phone anyway Jack. I was thinking I would drive down there one of these weekends and we can talk face to face."

"Is everything ok with you Amy."

"Yes Jack, there's nothing to worry about. The few times we've been together over the last two years have been my work functions and we haven't really spoken during that time. I will check my calendar and most importantly the weather."

"Let me know when you're coming Amy and I'll plan a little get together. Most of the neighbors think you and Jack are still married," said Vicky.

"That would be nice, Vicky, and thank you. I'll let you know when I have a firm date but it will be short notice based on the weather."

"Okay, and I'll freshen up the guest room," I said.

After the call ended I asked Vicky what the 'oh shit' was about.

"Joe loved the video you did yesterday of me reaching my leg out from under the waterfall. He said it was the most erotic thing he's ever seen and he posted it on his Facebook page and tagged me. So if Amy looked at my Facebook page, she would have seen the video and knowing we were in the car together who knows what she's thinking. I'm sorry if that fucks things up for you."

"That was Amy's teasing voice so I don't think she's upset about anything. Besides, we are separated."

"Why do you think she want to come down, or better yet, tell me about your ex-wife and why you separated. We have a lot of time to kill."

"My company was in a merger and I was offered a very nice buyout which would allow me to retire very early. Amy is five years younger than me and was climbing the corporate ladder. She had a chance to become the first female operation VP in her company's history. We sat down and talked and realized our goals didn't mesh. I wanted to travel and she wanted to break the glass ceiling. Amy should have known by now whether she was going to get the promotion so I am assuming she didn't get it."

"She didn't sound very disappointed on the phone."

"Amy would never reveal her feelings on the phone, it was hard to get her to do it in person."

We stopped to eat dinner at a halfway decent restaurant before we got back to my place. After unloading the camper, we jumped in the shower and sat down for a glass of wine.

"No pussy for you tonight Jack, I'm sorry but I'm way too sore down there. My ass is available if you wish."

"Vicky these few days have been magical and anal sex does not seem like the right way to end it. We're both exhausted, what if we just laid in bed and cuddled like an old married couple."

"That would be perfect Jack, are you ready."

We finished our wine and headed to bed, the first time in almost a week that we slept in a real bed and not on three inches of foam rubber. I think we were both asleep before we had a chance to say good night.

Vicky was sucking me off when I woke up.

"I thought of a better way to end it Jack, I don't think you came in my mouth yet and I really want to taste you."

I wasn't going to argue with her and she sucked every drop of come out of me. When she was done I pulled her up and kissed her.

"You're going to kiss me Jack, knowing where my mouth has been."

"You are beautiful Vicky, I never want to pass up on a chance to kiss you."

"What dream have you walked out of Jack?"

It was painful to watch Vicky walk back to her house carrying her gear, watching her walk into her house was worse. I expected Joe to be knocking on my door the next day with coffee and donuts but he never came. Actually it was weeks before I saw either of them again and those were just waves.

The weather up and down the east coast had been shit for the two months after we came back from the waterfall trip. I was suffering from cabin fever and Amy couldn't get down. According to my original plan, I was going to take cruises when the weather soured but I was holding off until Amy could make the trip down.

Finally the weather broke, Amy was coming down on a Friday, Vicky planned a 'meet the neighbor's party' for Saturday and then Amy would head north on Sunday.

Amy arrived on Friday in time for us to dinner, she was unusually quiet.

After ordering I said, "So what's up Amy that you would want to drive 10 hours?"

"I didn't get the VP spot Jack, they gave it to another woman, a Harvard grad with no operational experience. I was yelling at my boss, Jack Smith. I said, 'I gave up everything for that job, my self-respect, my marriage, my home, my family and you gave it to her.' He said he was overruled. Before you feel sorry for me I had been sleeping with him for months before we separated. I'm sorry about that and it was all a big waste. I've never felt like such a fool in my life, god I was so well played. I'm the one who plays others."

We sat there staring at each other, "I would have expected a more emotional response Jack."

"I'm certainly not happy about it Amy but I don't see how it impacts my life now."

"What if I asked about us getting back together or are you involved with Vicky, was she really naked under that waterfall? She is fucking beautiful."

"I don't see us getting back together, with or without your affair with Jack Smith. I don't think I have a relationship with Vicky. We haven't spoken since we came back from Georgia and I haven't spoken to her husband since then either. Tomorrow's get together will be the first time we'll be together since we've been back."

"You may not have spoken to Vicky but you certainly have feelings for her Jack. I'm happy for you."

"Sometimes life is too fucking complicated."

Amy was pleasant when we got back to my house and I made her breakfast in the morning.

"So, Vicky is married to Joe and he allowed his wife to go on a three day trip with you in that little camper I saw in the garage, not to mention the other trips you two went on. She's not the only wife but no one else nears her frequency."

"Other wives and husbands have come with me on a lot of trips but they are limited to weekends because they work. As the weather got cooler, my trips mostly involve hiking and camping. Vicky has a weird job that allows her to work flexible hours so she is more available to travel during the week. I was reluctant but her husband kind of insisted, 'happy wife, happy life' he said and Vicky comes back from our trips happy."

Soon it was time to head next door, I had picked up some potato salad and wine before we headed over.

Vicky answered the door after we knocked. Amy and Vicky greeted each other warmly with a nice hug. Just loud enough for me to hear, I heard Amy say, "I always thought you were beautiful but the pregnancy has you glowing."

The color drained from Vicky's face. She kissed my cheek and whispered, "We'll talk tomorrow."

Amy thought she had been played, that was nothing compared to the tricks Vicky and Joe played on me.

"I'm guessing you were surprised by her pregnancy Mike," Amy said.

"That's an understatement, I have been played and played well."

"Then it's time to change the game, if I do something that makes you uncomfortable, just give my arm a squeeze.

With that, she took my arm in hers and stayed by my side. Whenever I caught a glimpse of her, either in a mirror or looking at her, she was looking up at me with those big blue eyes and a smile on her face. Several times she reached up and kissed my cheek. I quickly caught on to her game and played my part putting my arm around Amy, holding her close.

We spent most of the afternoon introducing Amy to my neighbors, almost all of whom thought we were still married and we played the loving couple very well.

Vicky and Joe kept their distance from me. It was obvious that Vicky was not liking Amy's display of affection to me or the way I responded.

Probably everyone there knew I was with Vicky during the last quarter and Cindy would have me at the end of the month. Maybe I thought. Amy and I spoke to Cindy and her husband who was chatting with Amy. He wasn't happy to hear that Amy had to head north and wasn't sure when she would be back.

There was a slow boil building in me. Amy sensed it.

"Are you ready to make a grand exit Mike?"

"I can't wait," I said.

"Let's make our goodbyes then."

As we did the lap through the guests, Amy would make comments such as, "I've been away from Jack for too long and we have a lot of catching up to do, if you know what I mean."

We skipped Vicky and Joe and did not say goodbye to them.

When we got home, I explained to Amy the whole Willow and Nester story, how it evolved into wife swapping with all the rules the HOA set up and my weekend with Vicky. And I told her that Cindy was up next and it looked like her husband was liking the idea of spending some time with my 'wife.' I also told her that Vicky's husband Joe cannot father children so if Vicky is pregnant, I am most likely the father.

"You don't look happy Jack and I can understand why a man approaching 60 wouldn't want to bring another child into this world."

"I was never given a choice Amy, they decided and Vicky deceived me. Several times Vicky said she loved me, that I was her greatest lover and she was regretting having to go back to Joe. Maybe I was her greatest fool."

"Maybe all that stuff was real Jack, you are a great lover, the best I ever had and maybe she did develop feelings for you. I know we were playing our own game but neither Vicky or Joe were smiling whenever I looked at them. Maybe you're not the fool, they are. So what are you going to do?"

"Vicky said we'll talk tomorrow so I'll wait until then to decide. Not just that I'm too old to be a father but I want to travel, that hasn't changed. Vicky is beautiful but she was my traveling companion, someone to hike or kayak with. She's not going to be able to do that with a baby. I had loosely planned to go on a long cruise this winter and just haven't gotten around to booking it."

"I was going to try and seduce you tonight Jack but considering the quagmire you're in that wouldn't be right. But please think about us getting back together, maybe I could learn to hike and kayak, maybe I could join you on your cruise."

I found myself staring at Amy, we had a lot of good times together and there was never the serious fights that plagued most couples. We always figured things out and I think Amy kept a scorecard someplace making sure we were always even.

"After I was passed over for promotion, I told them I intended to resign. I think they expected that. Right now we're negotiating my severance package. My last actual go to workday will be sometime in the next few weeks. I have received offers from other companies but I don't want to play that game anymore. Retiring with you would be my number one choice."

"I can't make any promises right now Amy."

"And I don't expect you to Jack, you have a lot of shit on your plate. Will Joe and Vicky want child support, will they even publicly declare that you are the father? You my friend, have a lot of shit to sort out."

Amy left right after breakfast the next morning. I was waiting for Vicky and Joe to be knocking on my door but it was only Vicky. She was crying when she fell into my arms and from the look of her eyes she had been crying for a while. If you asked me before I opened the door, I would have said I would never touch her again. But here I was, holding her, we didn't even get a chance to close the door.

In between her sob she kept saying she was sorry. I kissed her forehead and then led her inside where we ended up at the kitchen table. Why was the kitchen table the place for discussions? I poured her a cup of coffee and waited.

"There are some things I'm sorry about Jack, getting pregnant isn't one of them. It's what I wanted since I was a little girl, women are built to be mothers, its our purpose. I am sorry that Joe and I did not discuss it with you beforehand. It seemed like a great idea at one point and then when I realized that I had fallen in love with you, the flaws in our plan began to fracture. And yes, I have fallen in love with you Jack, and I told Joe. He isn't happy, that's against one of the rules in our little swapping game."

"In the beginning, we were planning on saying we went through invitro fertilization, with a due date at least 10 months after our waterfall trip. That was our plan anyway and you would never know. Amy wasn't the only one who sensed I was pregnant and our simple plan fell apart yesterday. Actually it fell apart the day we came home when I told Joe I was in love with you. We haven't slept together since and then I found out I was pregnant. The one thing I wanted for so long and now I don't. I wouldn't have an abortion, I've changed my mind so many times and when I saw the way Amy was clinging to you. You may think she was putting on a show for the neighbors or me but I saw the way she looked at you. Are you getting back with Amy?"

"On Friday, Amy told me she was having an affair with her boss for the last six months of our marriage. It was all part of her plan to get the promotion she wanted which she didn't get by the way. She does want to get back with me. So in one weekend, I find out that the two women I have loved betrayed me. I don't think I will get back with Amy."

"I didn't betray you Jack, I betrayed Joe. Who knew what a great lover you were? I was already falling in love with you before the trip and that first night when you made love to me, there was no doubt. I wanted you to wear a condom but was too afraid. It would have been so much easier to go back to Joe and tell him it didn't work."

"And what about our baby Jack?"

"Vicky, I'm almost 60, too old to be a daddy or to be crawling around on the floor with a baby. Plus, this is the window of my life when I get to travel to all the places I've dreamed about, to walk the pyramids, roman ruins, and Machu Picchu."

"What if I gave the baby up for adoption Jack?"

"Then you will be filled with regret for the rest of your life and grow to hate me. The only real choice for you is to reconcile with Joe and follow through with your plan."

"And us Jack?"

"There is no us Vicky, what was us was built on deceit. It's over between us."

Vicky sat there crying, I wanted her to leave before I broke down and took her back into my arms. I sent Joe a text, asking him to come get his wife. Fifteen minutes later he was knocking on my door.

"She's in the kitchen Joe," than I walked past him, got in my jeep and started driving.