Overspending

This story is fictional and all characters are consenting adults.

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It was 6:30PM. I was just getting home after a long day of working, after which I had gone to the gym. All I wanted to do was to have some dinner and fall into bed with Ali. As I walked in, Ali was cooking dinner. We take it in turns to cook, I loved the days she cooked, she was much better at it than I am. Plus the smell that hits you on your way through the door.... absolutely amazing. I walk up behind her to hug and kiss her, "Hey baby how was your day?" I asked.

"It could have been better yours?" Ali responded as she hugged me back.

"It was good. How come your day was only just okay?" I ask.

"We will talk about it after dinner!" Ali said quite bluntly, my heart sunk, I knew that tone. It only meant one thing. I was in trouble. My mind started to run 100 miles an hour, what had I done wrong? Was it serious? How bad could it be? I must have just been standing there in the middle of the kitchen with a gormless expression on my face before Ali snapped my back to it, "Earth to Maddie! Get the table set dinners gonna be ready in a minute!"

"Sorry!" I kinda mumbled before I rushed off to set the table.

I should explain before we go any further. Ali and I are in a loving relationship however privately she is the Domme and I am the sub. She makes the decisions. I follow her instructions or I will be in trouble. She is in charge inside and outside of the bedroom, although none of our friends or family know the truth of our relationship. To tell you the truth I love it this way, although of course sometimes the punishments suck.

As nice as dinner was the whole way through I could not help but wonder what I was potentially in trouble for and how bad was it going to be. Once we had finished eating Ali instructed me to get the dining room and the kitchen clean then come into the sitting room. Before she got up and walked away she paused to tell me to make sure it was spotless she would be checking. I knew she wanted more than just the dishes washed and the table cleared. The last thing I wanted to do when I got home was a load of cleaning, but I knew better than to argue. I also knew not to sit there and dilly dally for too long, Ali would see that as disrespectful disobedience, So I took one last sip of my drink before I started on clearing the dining room. By time I was done I had washed up, dried and put away everything. Scrubbed the counter tops, making sure to move everything and not just clean around stuff and mopped and swept both rooms.

"Mistress, I am done cleaning can I get you a drink or anything?" I offer while kneeling at the door with my chest pushed forward, knees spread and arms behind my back. Yes I know I'm in trouble so I am trying to earn extra brownie points, although I knew it would most likely change nothing that was going to happen tonight.

"No! Come over here!" She ordered as she pointed to the floor in front of her, I quickly complied making sure to stay on my knees and bow my head.

Once kneeling in front of Mistress I make sure to kneel back up straight, knees spread arms behind my back, with my head up.

"I'm feeling gracious tonight, luckily for you little one!" Mistress smiled while she ran her hand down the side of my face. "I am going to give you one chance to tell me why you're kneeling here?" She questioned.

I paused for a moment trying to think... but my mind was absolutely blank. I had no idea what I could have done wrong.

"I am very sorry Mistress, I can not think of what I have done to deserve a punishment." I answer knowing Mistress is not going to be happy with me.

"Hmmm! You really have no idea?" Mistress questioned as she took my face in her hands, waiting for me to answer.

"No, sorry Mistress" instantly as the words leave my mouth I feel Mistress hand slap me around the face, her other hand kept my head in the same position as she slapped me a second time.

"I can not believe you. You care so little about the rules I set you pay no attention to them as you break them... Is that it?" Mistress questions.

"No Mistress..." I answered solemnly as Mistress "I just..." I started to say but had no end to the sentence that did not just sound like excuses.

"You just what, Madeline?" Mistress questioned as she pinched my cheeks between her grip forcing me to look with direct eye contact. As much as I wanted to look away I physically could not, I could feel Mistress glare piercing into my sole. I still had no idea how to answer that question but I knew better than not to answer. "I don't know Mistress."

"You don't seem to know a lot tonight ... maybe you need some time to try to help you remember!" Mistress answered clearly, very unimpressed. The shame I felt knowing I was letting her down.

Mistress then grabbed my ear and led me over to the corner. "Maybe some time over in the corner with no distractions will help."

I felt Mistress step away from me, before she kicked my ankles further apart. Without another word she walked away leaving me standing there.

I never knew how long Mistress left me standing in the corner, to me it felt like I was standing there forever. I dared not move... Mistress was always watching... I did not want to get in any more trouble, Mistress Ali seemed pissed. And I promise I really did try and think about what I could have done but my mind was still running a blank.

"So Madeline..." Mistress's voice cut through the silence causing me to jump, "Have you managed to remember what rule you have broken?"

"No Mistress. I can not remember. I am very sorry." I answer dejectedly.

"I can not believe you." Mistress grabbed my ear again and pulled me over to the chair she had left in the middle of the room. As she sat she had me stand in front of her "Hands on your head!" She ordered.

I quickly complied making sure to stand as perfectly as possible, hands on my head, head up, back straight, feet spread. Without hesitation or another word Mistress reached forward and undone my trousers pulling them down to my knees quickly followed by my pants. No matter how many times I find myself in this position I still feel the same amount of humiliation. In an instant of my pants being pulled down I was hoisted over Mistresses knee. *SPANK* *SPANK* *SPANK* *SPANK* *SPANK* The spanks came raining down quickly. *SPANK* *SPANK* *SPANK* *SPANK* *SPANK* Mistress quickly found a rhythm to the spanking but the placement was always a mystery. *SPANK* *SPANK* *SPANK* *SPANK* *SPANK* "Do you remember yet?" Mistress asked as she continued to spank my bottom. *SPANK* *SPANK* *SPANK* *SPANK* *SPANK* "I'm sorry Mistress." I all I can think to answer as the assault on my bottom continued. *SPANK* *SPANK* *SPANK*

"What are you sorry for Madeline?" Mistress questioned *SPANK* *SPANK* *SPANK* *SPANK* *SPANK*

"For breaking your rules and letting you down Mistress." I answer quickly *SPANK* *SPANK* *SPANK* *SPANK*

"What rule did you break little one?" *SPANK* *SPANK* *SPANK* *SPANK*

"I'm very sorry, Mistress. But I'm not too sure, can you please tell me, Mistress." I answer between spanks. I had lost all track of how many I'd received at this point, all I knew was my backside was starting to sting.

*SPANK* *SPANK* *SPANK* Mistress hand came down harder than it has this whole spanking catching me off guard causing me to cry out.

"Hmmm... Do you want to know how I see this current situation, little one?" Mistress questioned casually as she continued to spank me.

"Of course Mistress." I answered.

"Either as previously discussed, you care so little about the rules I set you don't even blink an eye when breaking the..." Mistress paused.

I could not help but to speak up to deny what she had just said. It was not true in the slightest. I did not want to disappoint Mistress for any reason, let alone intentionally break a rule and not remember what that rule was. "No Mistress."

"Okay... Then it must be that you are lying... you do remember what rule you have broken... In fact you have broken a couple of rules but you want to know what one I know about before you admit to it. And I can promise you right now, neither are good for your poor little bottom here. It's already turning rather red." Mistress had been spanking me the whole time but she punctuated her last word with a hard *SPANK* right in the centre of both my but cheeks.

"Ahhh!" I could not help but cry out.

To my utter surprise Mistress actually stopped spanking me for a moment. She began to rub my bottom,

"So baby girl what one is it?" She questioned as she brought the paddle down on my bottom.

"Ahhh!" I cried out in pain and in shock. I had no idea she had the paddle within reach, despite my shock I knew to answer her question as quickly as possible to avoid added punishment.

"I... I... do care about your rules very much so Mistress and I promise you I am not lying to avoid punishment. But right now I am not sure of what rule I have broken Mistress, I am very sorry. Please teach me the error of my ways and to pay more attention not to disappoint you in the future Mistress." I grovel. I can feel Mistress sizing up the paddle and my backside. I still grunt in surprise and pain as Mistress *SPANK* me again. *SPANK* *SPANK* *SPANK* "Get up!" Mistress pushes me off her lap.

I stand with my hands above my head looking straight ahead waiting for Mistress to address me. I could see out of my peripheral vision she was sitting there on the chair spinning the paddle she had just spanked me with in her hand. I knew she was testing me making sure I did not speak when I was not supposed to, she left me standing there for what felt like forever. I made sure to stand perfectly still, going far enough to ensure I even kept staring forward.

"What do you have to say for yourself?" Mistress questioned.

"Mistress, Please give me extra punishment for not only breaking a rule but not remembering what that rule was. Please Mistress."

"Hmmm" Mistress raised her eyebrow, I took this a que to carry on my begging.

"Please Mistress. It's no less than I deserve for being evidently extremely careless. I am sorry you have to waste your time teaching me the errors of my ways, Mistress."

"Of course..." Mistress answered before she continued, "I was looking at our bank statements today..." Mistress started and my heart sank, I knew instantly what I had done wrong. I really hoped she would not realise, but I should have known better. "How much had we agreed we could each spend a week?"

"£200 each Mistress." I answer straight away.

"How much did you spend three weeks ago?" She questioned.

"£300, I am sorry Mistress." I answered.

"Sorry will not cut it!" Mistress snapped, "During the week you over spent, when you realised, why did you not come and tell me? Or in any of the three weeks since"

I had no reason to give that would be found acceptable. I knew I could not say I did not realise as I did, I knew I had over spent. I could not lie to get out of trouble for lying,

"I was hoping you would not notice Mistress." I answered, knowing full well she would not be at all happy with my answer.

"Sorry?" Mistress questioned with a tone that made me want to drop to my knees.

I took a breath and paused for a moment before I answered again, "I was hoping you would not notice Mistress."

"So I was right you were going to lie to try and get out of trouble." Mistress shook her head.

"No Mistress, technically I did not lie." I stupidly answer back.

"Excuse you?" Mistress questioned, giving me a chance to correct myself.

Instead for some reason I decided to double down, "I did not technically lie. At no point have you asked me if I had overspent at any time!" I answered back with an ever so slight tone of attitude in my voice.

Mistress's eyebrow shot straight up, "This is your only warning... Watch your attitude! Is that the argument you really want to use, Madeline?"

I paused for a moment before I answered, "No, sorry Mistress." I answered knowing better than to push my luck any more. "I should have told you straight away that I had overspent. I have been extremely irresponsible and disrespectful of you Mistress."

"You have definitely been. You should have told me straight away shouldn't you, but instead what did you do?" Mistress questioned, she was going to make me say it,

"I lied and then tried to deny lying, Mistress." I answered quickly.

"Why did you not tell me you had spent way too much money?"

"Because..." I started before pausing for a moment, "I meant to tell you, but I hate disappointing you. The first night I put it off because we were having a movie night and I did not want to ruin it. The next night we went out for dinner with Kim and Alfie, it was late by the time we got home. Then Monday and Tuesday you had that big meeting at work stressing you out. I did not want to add more stress on top. Then it started to feel like I had left it for too long. I never meant to deceive you Mistress. I am sorry." I answer honestly. Mistress just sat there shaking her head. Everything in me wanted to look down in shame but I fought the urge to and managed to stay in position.

"That is no excuse. You should have told me the very first night you realised. I will not tolerate deception of any kind from you." Mistress spoke. "I hope you realise you are in serious trouble little one?"

"Yes Mistress."

"You will be getting spanked with the paddle, belt and cane today." Mistress said matter of factly, showing me there was no point trying to argue. "Go and bring the other two needed implements here!"

I quickly rushed off to the bedroom to retrieve the requested items. I moved as fast as I could with my trousers still around my knees, I definitely did not want to keep Mistress waiting.

Once I handed over the implements I found myself very quickly back over Mistress knees.

"We shall continue with the paddle before we move on to the belt then finally the cane. Understand?"

"Yes Mistress, thank you Mistress." I answer as I mentally prepare myself for the spanking to continue. Mistress started by rubbing my backside with the paddle making sure I was relaxed, before suddenly the spanking began. I could not help but to cry out in surprise and pain. "AHHH!" The blows came down in a steady pattern. Mistress was making sure to cover every inch of my backside. It was definitely starting to sting. I started to grunt and ever so slightly wiggle my backside to each spank. "Ow Mistress!" I cried at some point. "I'm sorry! I should of told you the truth straight away about over spending Mistress!" Mistress ignored my cries as she continued to paddle my backside and thighs. I'm sure they would of been red by now.

*SPANK* *SPANK* "Why do we *SPANK* have a budget*SPANK* set, little one?" Mistress questioned.

"So we can save some money to do nice things together, Mistress!" I answer.

*SPANK* *SPANK* "So we can *SPANK* do nice things *SPANK* and have fun" *SPANK* Mistress repeated. "So what *SPANK* did you *SPANK* spend the *SPANK* money on instead?" *SPANK* *SPANK*

"When I went out with Abi for lunch we got carried away shopping Mistress." I answered honestly.

"Anything *SPANK* you brought that *SPANK* shopping trip *SPANK* will *SPANK* be *SPANK* donated to charity *SPANK* this weekend *SPANK* and your *SPANK* banned *SPANK* from shopping *SPANK* for a month!" *SPANK*

"Yes Mistress!" Even I knew better than to argue especially in my current predicament with my backside in such a vulnerable position. I had completely lost track of how many spanks I had already received. Mistress was not messing around tonight. I definitely did not need to be earning any extra spanks tonight.

After a few more spankings Mistress ordered me back to the corner. I made sure to stand with my hands on my head and not to touch my backside or move in any way.

"Get over here!" Mistress ordered, I basically ran to where she was pointing, keeping my hands on my head.

"Strip!" Mistress simply ordered, again I quickly complied stepping out of the trousers and panties that were already at my ankle. I took off my socks, followed by my t-shirt and bra. I made sure to leave all my clothes in a neatly folded pile in the corner of the room by the door. Before returning to stand in front of her where she had previously ordered me to stand.

"Stand in inspection!"

I quickly made sure to spread my legs even wider, arch my back, really stick my chest out, lean my head back slightly and open my mouth wide, keeping my hands on my head. Mistress made a show of walking around inspecting my body. She started by grabbing my boobs and squeezing them before she pinched my nipples and pulled on them. I could not help but whimper as Mistress twisted my nipples between her thumb and index finger. I made sure to stay rooted in my position no matter how hard she pulled. I had not been given permission to move. She move on to sticking her fingers into my pussy with no warning,

"What a wet little slut you are! You are mid punishment and your pussy is sopping wet! What do you have to say for yourself, slut?"

"I am very sorry for my slutty behaviour Mistress!" I answered as Mistress continued to finger my pussy, she continued for a few minutes before she pulled them out. Straight away she moved her fingers up to my open mouth and shoved them in causing me to gag, before she pulled them out ever so slightly so I was no longer gagging, "Suck your filth off of my fingers slut!" I quickly obliged, closing my mouth around Mistress fingers. Once I cleaned her fingers Mistress whipped them dry using my face before she grabbed my ear and pulled me over to the sofa. Mistress made me stand to the side with my back to the arm rest.

"You will bend over the arm rest making sure your arse is nice and high for me!"

Once I was bent over Mistress kicked my legs further apart before she grabbed a pillow and made me put it under my waist making my backside stick out even more prominently in the room, although I did not really think that was possible to begin with.

I could hear Mistress moving around the room but I knew better than to turn my head to see what she was doing. I was not waiting too long until I could feel Mistress gently stroking my backside admiring her handy work so far.

"Hmm... Just think little one... If you had not of lied to me" *THWACK* Mistress started as she began the next phase of my spanking. I could not help but cry out in a mixture of pain and shock, Mistress had caught me completely off guard with the first lash. Mistress gave me a moment to settle down before she continued speaking and spanking, not acknowledging my cry. "And had you *THWACK* told me the *THWACK* truth *THWACK* as soon as *THWACK* you broke *THWACK* the rules, the *THWACK* spanking would be over. *THWACK* But no you *THWACK* have to try and *THWACK* lie and *THWACK* deceive me. *THWACK* Two things *THWACK* I will *THWACK* never *THWACK* tolerate from you *THWACK* no *THWACK* matter *THWACK* what!" *THWACK*

"I'm sorry Mistress!" I cried out "It will never happen again Mistress! Please Mistress!" My backside was on fire, she was now working her way down spanking my thighs. She was making sure every inch of my backside was sufficiently spanked to make sure I'd remember the lesson. And I can assure you I definitely will.

"What will never happen again *THWACK* baby girl? You'll *THWACK* never *THWACK* lie to me or hide *THWACK* it from me about breaking the *THWACK* rules. Are you sure? *THWACK* Because that's what you told me *THWACK* when I caught you speeding *THWACK* and it's happened again, hasn't it baby?"*THWACK*

"Yes Mistress. I'm so sorry Mistress!" Was all I could cry in response as the lashes continued to land.

*THWACK* "Well I got to make sure *THWACK* the lesson sticks this time, *THWACK* haven't I, little one?"

"Yes Mistress!" I cried tears running down my face.

*THWACK* *THWACK* *THWACK* *THWACK* *THWACK*

"Get up and get in the corner!" Mistress directed me by my ear as she spoke.

She left me in the corner long enough for me to re-gather myself and stop crying. I made sure to keep my hands firmly on my head and my nose touching the wall. My backside was on fire but I knew I was risking additional punishment if I fidget and was guaranteed extra lashes if Mistress knew I'd even just thought about touching my bottom. After what felt like forever in the corner, but was probably 30 Minutes Mistress grabbed my ear and pulled me over so I stood next to the arm rest again.

"You will lay back so that your head is on the seat and your arse is up on the arm rest. You will then bring your legs up to your chest, into diaper position and grab your ankles."

Obviously I followed Mistress instructions exactly. I could not help but notice how exposed and up in the air my backside and pussy are. I could see Mistress standing in front of me flexing the cane in her hands.

"Seen as I'm having to repeat this same lesson you are going to receive 9 strokes of the cane. You will count out and thank me after each stroke. Failure to do so will result in an additional stroke. All normal rules apply, understand?" Mistress described the final part of my spanking.

"Yes Mistress. Thank you for taking the time to properly correct me in the error of my ways and making sure I learn and remember to do better, Mistress." I said trying to grovel up to Mistress.

"You are welcome baby girl. Its a shame I have to punish this naughty little bottom of yours... however if it needs to be done I will do so happily." Mistress answered as she stepped to the side and started to rub my bottom with the cane. I could not help but flinch slightly as the cane made contact.

"Aww, is your bottom sore?" Mistress teased.

"Yes Mistress, it is." I answered honestly, there was zero point in trying to say it wasn't.

"Aww, that's a shame. But if you did not want a sore backside you would not have overspent let alone lied about doing so would you?" Mistress questioned.

"No Mistress." I answered simply.

"Are you ready baby?" Mistress asked.

I took a deep breath before answering, "Yes Mistress."

Mistress started sizing up roughly where the first stroke was going to land before she pulled her hand up. I could not take my eyes off of the end of the cane, knowing any second it was going to come crashing down on my pore exposed backside.

*Swoosh**THWACK*

"One! Thank you Mistress..." I made sure to cry out. The first stroke landed in the centre of my bottom.

"Next time you know you have broken a rule, when will you tell me, little one?" Mistress questioned as I tried to take some deep breaths through the stinging "Straight away Mistress as soon as I have realised Mistress!" I answered quickly.

*Swoosh**THWACK*

"Two! Thank you Mistress..." The second stroke landed at the top of my backside. I could not help but buck my hips still managing to keep hold of my ankles thankfully though.

"What will happen if you don't, little one?"

"I will receive a punishment worse than this one Mistress." I answered.

"It will make this punishment seem like child's play. Making me punish you twice for the same thing is ridiculous let alone three times!" Mistress lectured.

*Swoosh**THWACK*

"Three.... Thank you Mistress...." I could feel the tears start to run down my face as I fought to stay in position. Seeing Mistress standing in front of me with that cane was definitely making the punishment worse. Waiting in between each stroke, seeing it in Mistress's hand. Especially when she was holding it about to bring it down for the next stroke, I could not take my eyes off of the horrid thing.

"You seem to be staring at the cane baby girl. Do you not like being able to see me spank you?" She asked.

"I... I can't take my eyes off the cane Mistress. I don't know what's worse, being able to see or not Mistress."

"Let me help you make that choice. You will lean your head up and look at the ceiling!"

....*Swoosh**THWACK*

"Ahhh!" I cried out in surprise. I know Mistress had purposely waited ages before bringing the cane down to catch me off guard. "Four! Thank you Mistress!"

"Head forwards... So what's worse being able to see or not, little one?" Mistress questioned as she flexed the cane in her hands.

"I... erm.... I think both are just as bad as each other for different reasons Mistress." I answered honestly.

*Swoosh**THWACK*

Mistress quickly whipped the cane against on my thighs.

"Fivveee.... Thank you.... Mistress!" I managed to cry out. I had 4 lashes left. I was over half way but the end of the punishment felt so far still.

"Why is it important we stick to our budget?" Mistress questioned.

"So we can save and have money to do nice things or encase in an emergency Mistress." I answered.

*Swoosh**THWACK*

"Siiiixxxx.... Thank you Mistress!" I cried out, nearly braking position as the cane landed diagonally across my backside crossing 3 of the last 5 lashes with the cane.

"What happens if we don't save up then we have a sudden unforeseen expense, Madeline?"

"We could end up in debt and struggling Mistress." I answered.

*Swoosh**THWACK*

"Sevennnn! Thank you Mistress." I cried just after the cane crossed my backside diagonally in the other direction. My back side was on absolute fire. I had definitely learnt my lesson.

""Why is honesty important?" Mistress questioned as she looked me directly in the eyes.

"Because we are supposed to trust and rely on each other, we can't do that if one of us is lying." I answer.

*Swoosh**THWACK*

I squealed as Mistress brought the cane down on my left inner thigh.

"AHHH! Eight! Thank you Mistress!" The sting of the cane on the inner thigh was something I had not experienced before. What was really worrying was that Mistress had used a fraction of her strength. But I could not help but close my legs and crunch them up to my chest. "I'm sorry Mistress! I won't ever lie again!"

"Back in position... Three... Two..." Mistress warned as she began to count down ignoring my begs. There was zero chance I was risking any extra punishment as soon as Mistress started counting I instantly returned to the correct position.

"Sorry Mistress!" I quickly spoke.

Mistress rested the cane against my inner right thigh in the same place she'd spanked my left thigh and left it there for a moment. I could not take my eyes off of the cane waiting, trying to brace myself for the sting of the final lash. But then Mistress broke the silent tension in the room,

"Look at me Madeline!" She ordered then waited as I looked up at her making sure I maintained eye contact.

"I hope I never have to punish you for deceiving me again, because next time it won't just be one lash to each inner thigh, understand?"

"Yes Mistress!" I quickly answered.

*Swoosh**THWACK*

"Niiinnneeee.... Thank you Mistress!" I cried as I managed to still maintain eye contact with Mistress and somehow remain in position.

Mistress left me laying there a few minutes before she ordered me to the corner again.

Not long after I stopped crying, Mistress came and grabbed my hand as she led me over to the sofa where she sat and had me stand between her legs.

"I hope you will remember this next time you think about deceiving me in any way, especially when it comes to whether you have broken a rule. Even if we have plans you are to tell me. It is for me to decide when the appropriate time to punish you is not for you to!" Mistress lectured one last time.

"Yes Mistress, I will definitely tell you straight away next time."

"Good." Mistress smiled, "Now get back in the diaper position on the arm rest like before, baby girl." She ordered. I could not help but freeze and my heart sunk, I thought the punishment was over.

"Yes Mistress." I quietly answered as I moved to get back in position.

Mistress came and stood in front of me again but this time to my surprise she took some cream and started to gently rub it into my bottom. Before long she was teasing my pussy with her finger tips before she bent down and started to suck on it. It felt so nice after the punishment.

"Thank you Mistress..." I gently moaned.